- Cash-Back Checking
- A+ Checking
- Value Checking
Checking Accounts
This checking account pays you dividends each month you maintain a minimum $500 balance.* Put your money to work for you without having to lock it up for months or years.
Open Your Account
Earn Dividends
This account offers the convenience of a checking account with the benefit of getting monthly dividends when your daily balance is $500 or greater.*
Features:
- Free online and mobilebanking
- Mobile check deposit with the A+ Mobile App
- Surcharge-free ATMs(at select ATMs)
- Dividends compounded and paid monthly
- Earn PlusPointson dividends
- Instant issue Visa® EMV Chip Debit Card
Compare Checking Accounts
*$5 fee if balance falls below $500.
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
Not A Member?
Open your A+ Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Apply Now > Submit your application.
Current Members
Open your new A+ Checking online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
Compare Checking Accounts
Scroll to see more details
Minimum To Open | Minimum To Earn Dividends | Monthly Fee | APY* | |
---|---|---|---|---|
A+ Checking | $0 | $500 | $5† | 0.05%‡ |
Cash-Back Checking | $0 | N/A | $0 | N/A |
Value Checking | $0 | N/A | $0 | N/A |
Money Market | $2,000 | $2,000 | $0 | 0.35%‡ |
Cash-Back Checking
This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.
Monthly Fees
None
Open Cash-Back Checking
Learn More – Cash-Back Checking
Value Checking
This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.
Monthly Fees
None
Open Value Checking
Learn More – Value Checking
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends and PlusPoints when you maintain a minimum balance of $2,000.
Minimum Balance To Earn Dividends
$2,000
Open Money Market
Learn More – Money Market
*APY = Annual Percentage Yield
†$5 fee if balance falls below $500.‡Rates effective 5.1.2024 and are subject to change without notice.
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Deposit Rates Savings Goals Calculator Get A+ Online Banking Set Up Direct Deposit Free Financial Counseling Refer A Friend
Life Guidance for:
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
Budgeting Strategies
Life Guidance for:
Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
View Recommendations
Related Articles
Easy Ways To Automate Your Savings
Are you stressed about your finances? Learn how technology can automate your savings and expenses and get you closer to your financial goals.
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
How To Complete A Financial Check-In
A financial health check-in is just as important as a physical. Learn how to gauge your financial health.
Visit Blog
Be A Member, Not A Customer
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.
Become A Member
This link takes you to something we think is useful.
But, it’s important to know you’re leaving the A+FCU website. Our site provides links to third party sites and resources not controlled or operated by A+FCU. Other websites may have privacy policies, security, and terms of use that aren’t the same as A+FCU’s. A+FCU isn’t responsible for third party content, agreements, or transactions on linked sites. If you’d rather not continue on to this site you can always call us or stop by a branch to find out more.